About the Author
Karl Hartey is a dynamic author, financial expert, keynote speaker, and philanthropist whose passion for storytelling and wealth management has touched audiences of all ages.

Who is Karl Hartey?
Karl Hartey is a dynamic author, financial expert, keynote speaker, and philanthropist whose passion for storytelling and wealth management has touched audiences of all ages.
He is the brilliant mind behind the Mollie and Tobie children’s book series, where his creative spark brings to life the fun-filled adventures of two fluffy Newfipoos, Mollie and Tobie.
But beyond his role as an author, Karl’s career spans decades of leadership in the financial industry and inspirational public speaking.
A Financial Leader and Educator
Karl is one of the few financial advisors in the UK to hold the prestigious ISO22222 qualification, reflecting his commitment to providing top-tier, ethical financial advice. Throughout his career, he has written numerous books focused on financial literacy and education, particularly for young adults and teens. His works, such as Smart Money, Smart Investments, Smart Insurance, Smart Legal, and Smart Retirement, guide readers through essential life skills in personal finance and wealth building.
Karl’s expertise also extends to his involvement with the Million Dollar Round Table (MDRT), a global association of top life insurance and financial services professionals. Karl has delivered over 10 keynote speeches for MDRT, dating back to his first presentation in Chicago in 1998. His speeches have earned him recognition for his deep knowledge and ability to inspire audiences on topics like wealth management and financial independence.
The Author Behind Mollie and Tobie
As the author of the Mollie and Tobie series, Karl introduces young readers to the playful, adventurous world of two large Newfipoos, Mollie (with shiny black fur) and Tobie (with rich chocolate brown fur). Their adventures take them to exciting destinations like Cornwall, Shropshire, and Greece, with plenty of humour, light-hearted suspense, and heartfelt moments along the way.
In these stories, readers follow Mollie and Tobie as they explore historical landmarks, discover hidden treasures, and encounter quirky characters—all while Mollie gives “Mollie kisses” and Tobie shares his favourite phrases like “perfect” and “high paw.” The Mollie and Tobie books are packed with fun and imagination, aimed at readers aged 6-12, capturing the essence of friendship, teamwork, and adventure.
A Passion for Adventure and Motorsport
Karl’s love for adventure is not just confined to his writing. He has participated in the famous Gumball 3000, a luxury international motor rally that combines high-speed thrills and exotic cars. Documenting his experiences in books like 3000 Miles: Our First Gumball Rally and Gumball 3000: Miami to Ibiza, Karl’s participation in this iconic event speaks to his adventurous spirit and his love of exploration.
Philanthropy and Family
Karl is also deeply committed to making a positive impact in the world. He serves as a trustee for the Charlotte Hartey Foundation, a charity that supports children and teenagers through educational initiatives. His personal mission is to change lives through financial education and create opportunities for young people to succeed.
Karl lives with his wife Helen Hartey and continues pursuing his diverse interests, whether inspiring young minds through his Mollie and Tobie books or helping people master their finances through his professional work.
